
The ONE growth capital partner you need!
We fund down payments on Seller Carry-Back (Stack Method), EMD, & double closings!


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Fund ▸ As soon as needed (ideally 1-3 days notice)
You are the end buyer (or wholesaler) for the deal, and are having the seller carry back your down-payment in 2nd position.
What is the Stack Method?
Stack is when you buy a property using a loan, and the seller agrees to finance an amount that covers your down payment, closing costs, and all fees.
We will fund your EMD with the proper protection within the refunable period
of your contract.
There are 2 separate contracts and you are the wholesaler. You are simultaneously buying the property and re-selling it to an end buyer.

"We typically don’t need EMD funding on our direct to seller deals, but I had 2 come up that required it and they got it done asap!"


"We typically don’t need EMD funding on our direct to seller deals, but I had 2 come up that required it and they got it done asap!"


"We typically don’t need EMD funding on our direct to seller deals, but I had 2 come up that required it and they got it done asap!"

Rates can change depending on duration of the deal and risks involved. For EMD we charge a flat 5% up-front return on all EMD deals and addtl. 20% when it closes. Deals over 30 days will have an additional fee. The 5% fee is non-refundable, and has a minimum of $2,500. For double closings, 2% up to $5m. Due to the variables of seller carryback, please contact us for a specific rate.
For EMD, we charge the 5% fee up front to pay our team for underwriting and processing the deal. Sadly we must do this so we don't end up losing money by funding your cancelled deal. This is significantly lower than what most people charge when a deal closes, so if you're confident in your deal you'll save lots of capital.
A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the investor (middleman), and the end buyer.
Here's how it works:
First Transaction: The investor agrees to purchase the property from the original seller.
Second Transaction: The investor simultaneously sells the property to the end buyer at a higher price.
During a double closing, the investor typically uses the funds from the end buyer to complete the purchase from the original seller. This allows the investor to profit from the difference in sale prices without needing to use their own funds for an extended period.Double closings are often used in real estate wholesaling and transactional funding, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.
We can fund EMD for end buyers with 3 HUDs to show prior experience. We also require you and the seller to sign an addendum making the inspection period go through the close of escrow. All details will be sent when your deal is submitted.
We will fund up to $100k on EMD (can do more on a deal by deal basis) and $100M for double closings. As long as your deal qualifies under our standards, we will be your one stop shop for all transactional funding both now and in the future!
We typically require 48-72 hours of notice to fund a deal, however we have funded deals within a few hours. If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.
If an EMD deal does not close, we just have the EMD sent back. Your only cost would be the up front fee and nothing else. For double closing and seller carry-backs there would be no charge since we don't fund until closing.

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