Ground Up Construction Loans

Financing for new construction and development projects

Ready to Get Funded?

Submit your deal details and get approved quickly

Program Overview

Our ground-up construction loans provide flexible financing for residential and commercial development projects from the ground up. We understand the unique challenges of construction financing and offer competitive rates, flexible draw schedules, and experienced underwriting tailored to your project timeline and scope.

Key Features

Loan amounts from $250,000 to $10,000,000+
Draw-based funding tied to construction milestones
Flexible terms (12-36 months)
Competitive interest rates
Experienced construction underwriters
Nationwide availability
Fast approval process
Flexible contractor requirements

Loan Amounts

$250,000 - $10,000,000+

Timeline

7-10 days to approval, 14-21 days to first draw

Ideal For

Developers

Requirements

Detailed project plans and specifications
Contractor qualifications and references
Land appraisal
Proof of funds for down payment
Development timeline and budget
End-use or exit strategy

Our Process

1

Submit Deal

Provide project plans, budget, and contractor info

2

Receive Terms

We review and provide construction loan terms

3

Prepare Closing

Finalize documentation and establish draw schedule

4

Fund

Receive initial draw, subsequent draws as project progresses

Frequently Asked Questions

How are draws structured?

Draws are typically tied to construction milestones (foundation, framing, electrical, etc.). We work with your inspector to verify progress.

What if construction takes longer than expected?

We offer flexible extensions. Contact us to discuss timeline adjustments.

Do you require a specific contractor?

No. We work with qualified contractors you choose. We do require references and experience verification.

Can I refinance to permanent financing?

Yes. We can help coordinate the transition to permanent financing as your project nears completion.

Ready to Get Started?

Submit your deal today and get approved in as little as 24-48 hours.